Monday, November 11, 2019 / by Nicole Solari
After several years of record-breaking California wildfires, insurance companies have responded by imposing huge premium increases on property owners, or even worse, flat-out denying coverage and canceling policies. Here are some tips to help property owners maintain their current insurance plan or, if necessary, find a new one.
KNOW YOUR RIGHTS! If your insurance company is not going to renew the policy on your home, they must notify you in writing at least 45 days before the expiration date. If you didn’t receive the proper notice, contact the California Department of Insurance (DOI) at 1-800-927-HELP or online at www.insurance.ca.gov. Check to see if your policy has a guaranteed renewal provision. You may also be entitled to a renewal under laws applicable to homes that are lost in a declared disaster.
CONTACT YOUR INSURANCE COMPANY IMMEDIATELY. If you receive notice of a rate increase or non-renewal, get in touch ASAP to see if ther ...
Friday, December 30, 2016 / by Nicole Solari
Protecting your home and your family is important. Some people pay for expensive home security systems and pay monthly contracts, but you don’t have to. If you’re looking to spend some time around the house, here are some do-it-yourself home security improvements you might want to make.
Make It Difficult
Most thieves are looking for something easy to grab. Because of this it’s important not to leave valuable items lying around. An unsecured ladder is gold to a thief. Either he’ll steal it, or use it to climb up and force entry through a high window. Make it difficult for an opportunistic thief to steal or use your ladder by securing it with a lockable storage hook, like those sold by Pro-Hook. These can be bolted to your shed or garage.
If you have a shed, you’ll want to secure it as well. A thief can remove hasps and hinges from the door of the shed with a simple screwdriver. Use security screws instead of Phillips or flathead screws. Securit ...
Wednesday, October 12, 2016 / by Nicole Solari
With low inventory in many markets throughout the country, many homeowners are afraid to sell their homes because they’re concerned that they may not be able to find a new one. This can be a real problem, but if you are seeking to sell—whether to upgrade or find a new neighborhood—there are a few ways to combat the low inventory.
Look to buy first: In most markets it is a real mistake to put your home up for sale before you start looking for your new property. Identify the geographic area where you are interested in buying. Even if you don't see anything on Zillow, it doesn't mean you can't or won't find the right home.
Think outside the box: Be proactive! Keep in mind that there are probably many people like you who want to make a move but are afraid as well. Have your real estate agent send a letter to the neighborhoods in the geographic areas where you want to live. The letter should be heartfelt and personal while announcing that you are ready to buy a home in. ...